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Introducing Ainance Platform 2.0

BANKING IS ENTERING THE AUTONOMOUS ERA

AINANCE empowers banks, wealth managers and family offices with Agentic AI, Autonomous Operations and Banking Intelligence — purpose-built for the modern financial institution.

Coming soon: the new Allinweb platform for Test Automation, Agentic AI and Banking Robotics is currently under preparation.

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80%
Testing cost reduction
90%
Operations automated
<90d
To production
Swiss
Engineering precision
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Built for the Banking Ecosystem
Research Insight
80%
Reduction in banking system testing costs when institutions deploy Ainance autonomous testing agents — from weeks of cycles to hours.
Market Reality

Banking Systems Were Not Built for AI

Legacy infrastructure, fragmented data and manual operations are holding financial institutions back. The institutions that deploy AI intelligence now will define competitive advantage for the next decade.

Manual vs Autonomous Operations (%)
Today 70% Manual Operations With Ainance 24% Manual Testing Cost Reduction 80%

Intelligence from the
Future of Banking

View all insights →
Research Report
Why Agentic AI Will Redefine the Role of the Banker
Banking Intelligence
The Data Hierarchy: Building a Competitive Intelligence Layer
Family Offices
The Family Office Platform Gap: Why Now Is the Moment
Autonomous Testing
How AI is Eliminating the Cost of Banking System Testing
Client Impact

From Ambition to Outcomes

90%
Processing time reduced
Client Impact
ARWeb — Avaloq Automation Console

Transforming Back-Office Banking Operations

A Swiss private bank reduced manual processing time by 90% across 15 core Avaloq workflows — from days to hours — using ARWeb autonomous agents.

View case study →
80%
Testing cost cut
Client Impact
GET /api/v1/positions 200 POST /api/v1/orders GET /api/v1/clients API COVERAGE 86% 2,847 tests · 0 manual scripts

Scaling API Testing at a Retail Bank

2,847 autonomous API tests across core banking systems — zero manual scripts, 80% cost reduction.

View case study →
€2.4B
Assets consolidated
Client Impact
€2.4B TOTAL AUM Equities 50% Fixed 25% Alt 15% Cash 10% Multi-custodian · Multi-currency · Real-time

Unified Family Office Intelligence

A Geneva-based family office consolidated €2.4B across 6 custodians with real-time KPIs and automated reporting.

View case study →
The Challenge

The Gap Between Legacy Banking
and AI-Native Operations

70%
of banking operations remain manual — consuming capacity that should be generating growth and serving clients
$4.2B
spent annually on manual banking software testing — most of which can now be autonomous with modern AI
regulatory complexity has tripled in the last decade, overwhelming compliance teams globally at every tier
Testing Cost Before vs After Ainance (Index: 100)
0 25 50 75 100 Q1 Q2 Q3 Q4 Q5 Before Ainance After Ainance
Compliance Coverage Improvement (%)
Pre-deployment 94%
The Platform

Four Layers That Transform
Every Dimension of Banking

01

Agentic Banking Layer

AI agents that understand intent and autonomously execute complex banking operations — with full auditability and governance built in from day one.

02

Banking Intelligence Layer

Transforms fragmented banking data into real-time strategic intelligence — risk signals, portfolio analytics and market opportunities.

03

Autonomous Testing Layer

Generates and executes thousands of banking tests autonomously — slashing cycles by up to 80% while achieving coverage impossible at human scale.

04

Family Office Intelligence

Unified multi-asset, multi-currency portfolio intelligence — consolidating holdings, performance and reporting across all custodians in one sovereign platform.

Platform Architecture

The AI Intelligence Layer

HUMAN INTENT Decision Layer Bankers · Wealth Managers · Compliance Officers AINANCE AI ORCHESTRATOR Intent Understanding · Multi-Agent Reasoning · Autonomous Execution · Governance Banking Agent Core operations Operations Agent Workflow automation Compliance Agent Regulatory engine Testing Agent Autonomous QA Intelligence Agent Analytics Wealth Agent Portfolio intelligence BANKING INFRASTRUCTURE LAYER Avaloq Temenos Finastra Banking APIs Wealth Platforms Data Sources Core Banking
Product Suite

Every Tool Your Institution Needs

AR Web

ARWeb

AI-Powered Banking Web Automation
  • Automates complex Avaloq and Temenos workflows with AI precision
  • Reduces manual processing by up to 90% across back-office operations
  • Full audit trail and compliance documentation generated automatically
Request Demo
AR API

ARAPI

AI-Powered API Testing Platform
  • Autonomously generates and executes thousands of banking API test scenarios
  • Cuts testing cycles from weeks to hours — reducing costs by up to 80%
  • Built-in Avaloq CAPI and core banking API expertise from day one
Request Demo
AR Mobile

ARMobile

Mobile Banking Automation
  • End-to-end automation for mobile banking application testing and operations
  • AI-driven scenario coverage across iOS and Android banking apps
  • Continuous regression testing integrated into your release pipeline
Request Demo
Conversational

AR Conversational

Conversational Banking Assistant
  • Natural language interface to core banking operations and data
  • Banker-grade responses grounded in live system data and client records
  • Enterprise security with full data residency and access controls
Request Demo
Family Office

Family Office Intelligence

Portfolio Intelligence Platform
  • Multi-asset, multi-currency consolidation across all custodians
  • AI-powered PDF extraction from bank statements and confirmations
  • Real-time KPIs: Sharpe ratio, VaR, HHI, performance attribution
  • Comprehensive wealth reporting for UHNW clients
  • AES-256-GCM PII anonymization and institutional data governance
  • Designed for Swiss fiduciarie and international family offices
Request Demo
Industries

Serving the Full Spectrum of Financial Services

01
Swiss Private Banking
Avaloq-native automation for the world's most demanding private banking institutions
02
Retail Banking
Scale autonomous operations across high-volume retail banking workflows
03
Corporate Banking
Complex lending, treasury and trade finance managed with intelligent automation
04
Wealth Management
Portfolio intelligence and advisory automation for every client relationship
05
Family Offices
Unified multi-custodian consolidation for ultra-high-net-worth family structures worldwide
06
Compliance & RegTech
AI-powered regulatory monitoring, audit automation and AML intelligence
07
Payments
Autonomous payment validation, reconciliation and exception handling
08
Digital Assets
Portfolio intelligence for institutions managing digital asset exposure
09
Core Banking Migration
Autonomous testing frameworks that de-risk core banking migrations
Why Ainance

Why Leading Financial Institutions Choose Ainance

Agentic AI

Purpose-built agents for banking — not generic AI repurposed. Our agents understand banking data models, regulatory context and workflows from day one.

Deep Banking Expertise

Built by a team with decades of hands-on experience in Avaloq, Temenos and Finastra implementations across Europe's most demanding institutions.

Core Banking Integration

Native connectors for Avaloq CAPI, ARWeb, ARMobile — deployed in days, not months, without infrastructure transformation required.

Fast Deployment

From contract to production in under 90 days. Our methodology is designed for the operational reality of regulated institutions.

Governance & Auditability

Every agent action is logged, explainable and auditable. Our governance framework meets the strictest regulatory environments globally.

Enterprise Security

AES-256-GCM encryption, RBAC, full data residency options and SOC 2 Type II architecture built for institutional security standards.

Swiss Engineering

Designed and built in Switzerland to the exacting standards of Swiss financial services — precision engineering for the world's most demanding environment.

Regulatory Readiness

FINMA-aware architecture, MiFID II compatible reporting and built-in PII anonymization. Compliance is built into the foundation.

For Investors

Building the Operating System
for Autonomous Banking

AINANCE is creating the AI intelligence layer that will sit between financial institutions, their employees, their clients and the core banking systems that power them.

Every bank in the world needs what we are building. We enter the market at the inflection point — when AI capability meets institutional readiness — building for the decade ahead.

Banking · Wealth Management · Family Offices
Fintech · AI Infrastructure · RegTech
Request Investor Deck
$780B
Global banking IT spend annually
$42B
Addressable testing market
10,000+
Banks globally as potential clients
47%
CAGR in AI banking infrastructure
AI Banking Market Growth ($B)
20222030E$480B
Get in Touch

Ready for Autonomous
Banking?

Discover how Agentic AI can transform your institution. Book a demo or reach out — our team will respond within 24 hours.

Book a Demo or Contact Us
ARWeb ARAPI ARMobile AR Conversational Family Office Intelligence
What to Expect
1
Response within 24h
Our banking AI specialists will review your inquiry and respond personally
2
Tailored Discovery Call
30-minute session to understand your institution's specific needs and environment
3
Live Platform Demo
Customized walkthrough of Ainance against your actual banking systems
Direct Contacts
AINANCE SA — Switzerland
Canton Ticino · Swiss Confederation
Swiss precision engineering for global banking